Our developer finance is specifically designed for projects in their final stages or nearing completion. This includes developments where units are pre-sold and awaiting transfer registration, projects requiring funds to obtain occupancy certificates or complete final finishes, or situations where you're between construction loan disbursements. We typically work with developers who have tangible progress and clear exit strategies through upcoming unit transfers or refinancing. The key requirement is demonstrable project value and a defined timeline for repayment through sales proceeds or alternative financing.
We assess your funding needs based on several factors including the value of completed or near-completed units, the status of pre-sales and deposit commitments, outstanding construction costs, and your projected timeline to unit transfers. Our advance amounts are tailored to bridge your specific cash flow gap while ensuring a comfortable loan-to-value ratio. We'll review your development financials, sales agreements, and construction progress to determine an appropriate funding level that gets your project across the finish line without over-leveraging your position.
We understand that property development timelines can be unpredictable due to factors beyond your control, such as municipal delays, purchaser financing issues, or conveyancing backlogs. Our developer finance terms are designed with some flexibility built in. If transfers are delayed, we can discuss extending the loan term or adjusting the arrangement based on your updated project timeline and circumstances. The key is maintaining open communication so we can work together to find solutions that protect both your project's viability and our partnership throughout the completion process.
