SEGFIN

Capital

Commercial Bridging Finance

SCENARIO: You require short-term finance solutions that are custom-made for your business, we are here to assist.

Facing cash flow delays in your commercial property transaction?

If you need immediate funding while waiting for transfer registration or permanent finance, we can help

Perhaps you're selling a commercial building and need to access your equity before registration completes, or you're acquiring new premises and can't afford to wait months for traditional bank approval.

You might be involved in a sale and leaseback arrangement requiring urgent liquidity, or simply need short-term capital to bridge the gap between deal completion and fund availability.

Commercial property transactions involve complex transfer processes, financing approvals, and registration delays that can create serious cash flow constraints for your business.

When timing is critical to your operations, lengthy banking procedures can jeopardize your plans. Our commercial bridging finance delivers rapid access to funding for asset-rich businesses facing temporary liquidity challenges.

Whether you need an advance on your property equity, broker commission, or a short-term loan secured against unencumbered commercial assets, we provide tailored 6-month financing solutions.

Benefits of our Commercial Bridging Finance service:

  • Rapid funding to secure time-sensitive commercial property deals
  • No monthly repayments – full settlement at term end or refinance
  • Flexible 6-month terms with clear exit strategies built in
  • Funding based on property value and deal merits, not complex credit assessments
  • Streamlined approval process designed for urgent business needs
This solution is ideal for business owners, property investors, and commercial operators who need immediate liquidity during property transactions, whether you're accessing seller equity before registration, securing broker commission advances, or bridging temporary cash flow gaps with property-backed finance while awaiting permanent funding solutions.

Ready to close your commercial deal without the wait?

What You Need to Know About Our Commercial Bridging Finance

Our commercial bridging finance covers a wide range of scenarios including property acquisitions where you need to act quickly, sale and leaseback arrangements requiring immediate liquidity, advances on seller equity while awaiting transfer registration, and broker commission advances for commercial agents. We also provide short-term loans secured against unencumbered commercial property for businesses with temporary cash flow needs. Whether you're buying, selling, or restructuring commercial property holdings, our flexible bridging solutions keep your transaction moving forward.

Speed is essential in commercial transactions, which is why we've streamlined our approval process. Once we've assessed your deal structure, verified asset values, and confirmed a clear exit strategy, we can typically release funds within 5-10 business days. This is significantly faster than traditional commercial bank lending, which can take months for approval. Our focus is on the property value and deal viability rather than lengthy credit committee processes, enabling you to secure opportunities before competitors do.

We require a clear exit strategy before approving any bridging loan. Common exit routes include refinancing with permanent commercial bank finance once approved, sale proceeds from the property upon transfer registration, incoming funds from a sale and leaseback transaction, or settlement from other business liquidity events. During our initial assessment, we work with you to confirm your exit plan is realistic and achievable within the 6-month loan term, ensuring both parties have confidence in successful loan completion.

Are your ready to work with Segfin?

Take the next step towards achieving your financial goals with our expert guidance and personalized solutions.
Complete the form below and our representatives will be in contact with you within 24 hours.

Get In Touch With Us

We are ready and to assist you with your short-term financing needs
Offices
  • Athol Towers, 129 Patricia Road, Sandown, Sandton, 2031
Hours
  • OPEN (MON - FRI)
    8:00AM - 6:00PM
Phone
  • (074) 235-1111
Email
  • info@segfin.co.za

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