We primarily accept unencumbered residential or commercial property as security for our asset-backed loans. The property must be free of any existing bonds or mortgages and have clear title. In some cases, we may also consider other high-value assets such as investment portfolios or business assets. Our team will assess your specific assets and provide guidance on eligibility and the maximum loan amount we can offer based on the asset's verified value.
Unlike traditional loans that require monthly payments, our asset-backed finance allows you to repay both the principal and all accumulated interest in a single payment at the end of your 6 to 12-month loan term. This structure gives you maximum cash flow flexibility during the loan period, allowing you to focus on your business or investment activities without the pressure of recurring monthly obligations. The total repayment amount is clearly outlined upfront so you know exactly what's due at maturity.
Once we've verified your asset's value and confirmed clear title, we can typically disburse funds within 5-7 business days. The process involves a property valuation, title deed verification, and legal documentation preparation. Because we're secured against tangible assets rather than relying on lengthy credit assessments and income verification, we can move much faster than traditional banks while offering more flexible terms suited to your short-term capital needs.
